OR Individual & Family Dental Insurance Plans

The Dental Insurance Shop partners with Oregon's foremost dental carriers that provide dental insurance coverage. Dental plans vary by the price of the monthly premium, the network of dentists that company uses, and the amount you pay after each visit to the dentist. Shop and compare dental insurance plans online at Dental Insurance Shop to find the perfect plan for your dental budget and care needs.

Things to consider when buying dental insurance in Oregon:

Total Oregon Residents: 4,849,377
Number of Dentists in Oregon: 2,233
Percentage of Adults in Oregon who visited the dentist last year: 58.6%
Percentage of Adults 65+ in Oregon who have had all of their natural teeth extracted: 23.6%

All statistics were provided by the Kaiser Family Foundation

	Number of dentists in Oregon	Participating Dentists	Dentist Search	Brochure
Denali Dental	1,780	854	Dentist Search	Brochure
Spirit Dental	1,780	834	Dentist Search	Brochure
Magnum Dental	1,780	799	Dentist Search	Brochure
Primestar Dental	1,780		Dentist Search	Brochure
Renaissance Dental	1,780		Dentist Search	Brochure

What types of dental insurance plans are available in Oregon?
There are three types of dental insurance plans available in Oregon and they are:

Preferred Provider Organization (PPO)
Indemnity
Dental Discount

Preferred Provider Organization
Preferred Provider Organization (PPO) dental plans are plans that have a specific network of participating dentists that members can go to see to get their dental work done. This is generally cheaper than an indemnity plan because the dentists agree to negotiated rates with the insurance company to keep costs down for the members of the PPO. You can go out of network with a PPO plan but it will dramatically increase your out of pocket costs.

Indemnity
Indemnity dental plans are plans that allow you to go to any dentist you want, there are no networks. There is a catch though, because you are able to go to any dentist you want the dental companies will only pay Usual, Customary, and Reasonable. What this means for you: When you go see a dentist they will submit it to your insurance company. The insurance company will then go to one of their network providers to see what they would have charged if you would have gone to see them instead. The insurance company will only pay benefits up to what their network provider would have charged and you as the customer will be responsible to pay the remaining balance.

Dental Discount
Dental Discount plans are not true dental insurance plans. The plans are more like buying a membership to a club that gives discounts for specific services that you may need. You must go to provider within the plans network to receive the discounts. You will always pay the provider the specified amount on the card when you get your work done. There is no billing and no insurance forms to fill out.

Our affordable individual and family dental insurance plans in Oregon offer coverages on many dental care procedures including checkups, teeth cleanings, root canals, x-rays and more. Whether you are looking for the best dental insurance plan, the cheapest dental insurance plan, or just a preventive dental insurance plan, the good news is these Oregon dental insurance plans are affordable dental insurance that provides coverage specific to your needs.