TX Individual & Family Dental Insurance Plans

Our affordable individual and family dental insurance plans in Texas offer coverages on many dental care procedures including checkups, teeth cleanings, root canals, x-rays and more. Whether you are looking for the best dental insurance plan, the cheapest dental insurance plan, or just a preventive dental insurance plan, the good news is these Texas dental insurance plans are affordable dental insurance that provides coverage specific to your needs.

At Dental Insurance Shop, we partner with Texas's best dental carriers that supply dental insurance coverage. The dental plans will be different based upon some primary factors: the price of the monthly premium, the network of dentists, and the cost of services when you use the insurance. Shop dental insurance plans and compare them online to find the dental plan that best fits your needs and budget for dental care.

What types of dental insurance plans are available in Texas?
There are three types of dental insurance plans available in Texas and they are:

Preferred Provider Organization (PPO)
Indemnity
Dental Discount

Preferred Provider Organization
Preferred Provider Organization (PPO) dental plans are plans that have a specific network of participating dentists that members can go to see to get their dental work done. This is generally cheaper than an indemnity plan because the dentists agree to negotiated rates with the insurance company to keep costs down for the members of the PPO. You can go out of network with a PPO plan but it will dramatically increase your out of pocket costs.

Indemnity
Indemnity dental plans are plans that allow you to go to any dentist you want, there are no networks. There is a catch though, because you are able to go to any dentist you want the dental companies will only pay Usual, Customary, and Reasonable. What this means for you: When you go see a dentist they will submit it to your insurance company. The insurance company will then go to one of their network providers to see what they would have charged if you would have gone to see them instead. The insurance company will only pay benefits up to what their network provider would have charged and you as the customer will be responsible to pay the remaining balance.

Dental Discount
Dental Discount plans are not true dental insurance plans. The plans are more like buying a membership to a club that gives discounts for specific services that you may need. You must go to provider within the plans network to receive the discounts. You will always pay the provider the specified amount on the card when you get your work done. There is no billing and no insurance forms to fill out.

Things to consider when buying dental insurance in Texas:

Total Texas Residents: 26,956,958
Number of Dentists in Texas: 14,164
Percentage of Adults in Texas who visited the dentist last year: 58.8%
Percentage of Adults 65+ in Texas who have had all of their natural teeth extracted: 13.4%

All statistics were provided by the Kaiser Family Foundation

	Number of dentists in Texas	Participating Dentists	Dentist Search	Brochure
Denali Dental	14,164	5,245	Dentist Search	Brochure
Spirit Dental	14,164	6,912	Dentist Search	Brochure
Magnum Dental	14,164	4,445	Dentist Search	Brochure
Primestar Dental	14,164		Dentist Search	Brochure
Renaissance Dental	14,164		Dentist Search	Brochure
Humana Dental	14,164		Dentist Search	Brochure
Cigna Dental	14,164		Dentist Search	Brochure