Dental Insurance Plans that covers wisdom teeth extraction without waiting periods

Getting your wisdom teeth removed can be an expensive procedure, especially if you do so without any dental insurance. Dental insurance can help you cover part of the cost of wisdom teeth removal. Dental plans will cover a portion of the cost, up to the maximum annual benefit. The maximum annual benefit is the most a dental plan will pay out in a benefit year. Going to an in-network dentist will result in the best coverages and savings. Many plans have barriers such as waiting periods for wisdom teeth removal, as it is classified as a major service in most cases, but in some cases can be classified as a basic procedure if the teeth are above the gumline. This determination will be made by your dentist and it is always recommended to do a pre-treatment authorization with the insurance company. There are good plan options for both scenarios, whether your teeth are above or below the gumline.

 

For wisdom teeth that need to be surgically removed, a great plan option is the Spirit Core Network 1200 plan.

Why Spirit Dental for wisdom teeth extraction?

• Immediate coverage for wisdom teeth extractions
• Your choice of effective date - next day coverage available for most plans
• 25% coverage for on oral surgery
• One of the nation's largest dental provider networks
• Voted the "Best Dental Insurance Company for 2022" by Forbes Advisor
• No waiting periods for any major services

 

For wisdom teeth that are above the gumline and don’t require surgical removal, a great plan option is the Primestar Total plan.

 

Why Primestar Dental?

• Immediate coverage for wisdom teeth extractions
• Your choice of effective date - next day coverage available for most plans
• 80% coverage for simple extractions
• One of the nation's largest dental provider networks
• $2,000 maximum annual benefit year 1
• No waiting periods for any services