Dental Insurance Plans

Review of Costco Dental Insurance Plan

The Costco Dental Insurance plan is only offered to Costco members who live in the states of Arizona, California, Florida, Maryland, Nevada, Oregon, Pennsylvania, Texas, and Washington. Costco partners with Delta Dental to offer a dental discount plan and dental HMO plans. It is important to note that a dental discount plan is not a dental insurance plan. Click here to learn more about the difference between the dental insurance and discount plans.

If you live in one of those nine states that offer this plan, you can enroll in this plan.  With dental discount plans you must use an in-network dentist .  The Costco Dental Plan may not offer many providers to utilize unless you live in a more populated city in one of those states.  Even in the bigger cities, your dental options will still be lower than if you were to buy a traditional dental insurance plan. It is important to check to see if there are in-network dentists that accept this plan within a reasonable distance from where you live.

If you are looking for a dental plan to help you cover the cost of Dental Implants than this plan also would not work for you. This plan does not cover every service, including dental implants. It is always smart to research with any insurance plan you are buying to find out what it does not cover and other limitations the plan has. Also, contrary to many dental insurance plans, the Costco Dental Plan also does not offer free dental cleanings and preventive care. Instant online quotes at the Dental Insurance Shop help find the perfect dental insurance plan to fit your specific needs.